Hans Smith

Growing Up & Today

I am a proud native Vermonter, and I’ve stayed close to my roots. I grew up in the Champlain Islands and now am raising a family with my wife in Shelburne, VT. We enjoy the abundance of outdoor activities this fine state has to offer in all four seasons. Boating, hiking, soccer, skiing, and men’s league softball are a few of my favorite activities, and I’m looking forward to experiencing all of these with our son (he’s the little guy on the left) in the years to come.

College & Early Career

In 2003, I graduated from the University of Vermont where I studied Economics and Business. I was raised in a family of aviators and engineers, so the urge to take to the skies led me to pursue a career in corporate aviation. I enjoyed flying a variety of jets and turboprops for various companies before transitioning into my current investment advisory role at One Day In July.

Investing has always been a passion and of great personal interest to me. I feel fortunate to have studied the works of visionaries Benjamin Graham, Warren Buffet, Peter Lynch, and Jack Bogle. All four stress the value of low-cost investing, and the unpredictable nature of financial markets.

I later realized that the investment industry was in need of a serious change, and I wanted to be a part of the solution. I believe the mathematics behind indexing are simply inarguable.

Investing Thoughts

1. Remember that the stock market often tends to transfer money from those with outsized egos, impatience, and unchecked emotions to those that have a properly allocated indexing strategy patiently executed.
2. Automate your savings and investing. Establish recurring transfers, moving a portion of every paycheck not only into your 401k, but also into investment accounts designed to serve the medium and shorter term. There can be no investment without savings.
3. Tune out the noise. Wall Street was screaming "buy" at the peak of the tech bubble and CNBC was airing "markets in turmoil" specials during recent buying opportunities.

77 College Street
Burlington, VT 05401