Hans Smith


I enjoy teaching clients the value of low-cost asset class diversification. Every investment position in a portfolio should serve a purpose, and that purpose should not be to benefit your broker.

Growing Up & Today

I am a proud native Vermonter, and grew up in the Champlain Islands. Currently, I live with my wife and son in Shelburne, and enjoy everything this fine state has to offer in all four seasons. Boating, hiking, soccer, skiing, and men’s league softball are a few of my favorite activities and I’m looking forward to experiencing all of these with our son (he's the little guy on the right) in the years to come.

College & Early Career

I graduated from the University of Vermont in 2003, where I studied Economics and Business. I was raised in a family of aviators and engineers so the urge to take to the skies led me to pursue my first career in corporate aviation. I enjoyed flying a variety of jets and turboprops for various companies before transitioning into my current investment advisory role at One Day In July.

Investing has always been a passion and of great personal interest to me. I feel fortunate to have studied the works of visionaries Benjamin Graham, Warren Buffet, Peter Lynch, and Jack Bogle. All four stress the value of low-cost investing, and the unpredictable nature of financial markets.

I later realized that the investment industry was in need of a serious change, and I wanted to be a part of the solution. I realized the mathematics behind indexing simply are inarguable.

Investing Thoughts

My Focus as a Financial Advisor

Helping You Reduce Friction

1. Remember that the stock market has a way of transferring money from those with egos, impatience, and emotions to those that have an indexing strategy patiently executed.

2. Automate your savings and investing. Establish auto transfers, moving a portion of your paycheck not only into your 401k, but also investment accounts designed to serve the medium and shorter term. There can be no investment without savings.

3. Tune out the noise. Wall Street was screaming "buy" at the peak of the tech bubble and CNBC was airing "markets in turmoil" specials during recent buying opportunities.

Fun Facts

I'm certified to fly the Citation Sovereign, Citation Excel, Citation Bravo, and the Jetstream 31.

Fast Facts

Education

University of Vermont

Hometown

South Hero, Vermont

Where I Live Now

Shelburne, Vermont