Our Fees

Our fees are low and clear. We are fee-only fiduciary financial advisors.
(802) 503-8280welcome@onedayinjuly.com

Total Assets Under Management Annual Advisory Fee
$0 - $500,000 0.75% for assets in this level
$500,001 - $2,100,000 0.50% for assets in this level
$2,100,001 - $20,000,000 0.25% for assets in this level
$20,000,001 - $100,000,000 0.125% for assets in this level

The minimum yearly fee is $1,000 per client.

Fee Calculator

Enter your assets below to calculate what your estimated annual advisory fee rate would be as a One Day In July client.

One Day In July has a $50,000 client minimum.

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Asset tiers include all Custodian-Linked accounts1 per client. The minimum yearly fee is $1,000 per client, not per account (this is an overall minimum, not "in addition to" the percentage fee). A couple is generally considered one client. Certain retirement plan accounts or 529 accounts are billed a flat rate 0.50% fee regardless of the client asset level. The fee calculator tool is intended to calculate the blended advisory fee rate for a given level of assets based on the standard fee schedule displayed above. The calculator assumes that all assets reside in Custodian-Linked accounts. The specific advisory fee that One Day In July charges each client is established in a client's written agreement with One Day In July.

When One Day In July manages a 401k plan, the fees above apply to the entire plan's balance, not to each employee. Non One Day In July fees are charged by, and paid only to, the custodian such as Schwab.

For further information regarding fees, please refer to our Form ADV Part 2A, Items 5A-5D.

1. Custodian-Linked accounts generally include brokerage accounts, trust accounts, and various types of Individual Retirement Accounts (IRAs) including rollovers from workplace retirement plans (e.g. 401k rollovers).

How Are We Different
Understanding Your Financial Statement
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Investing with Low Cost Index Funds
Pay Yourself First
Why Use a Fiduciary Financial Advisor?
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Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Investing for Retirement: 401k and More
Vermont Wealth Management
How to Rollover a 401k to an IRA
Environmental Investing: How it Differs from ESG
Vermont Financial Advisors
How to Invest for College Savings
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Aim for Average
How Financial Firms Bill
Low Investment Fees
Understanding Fixed Income: Interest Rate Risk
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investment Management
Investment Risk vs. Investment Return
Who Supports Index Funds?
Articles by Dan Cunningham
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio

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