Vermont Financial Advisor | (802) 503-8280

When looking for a Vermont financial advisor, here are some important considerations for you to keep in mind.

  • In a financial relationship, the type of fee structure matters. Some advisors operate under a commission fee structure, in which high-cost mutual funds and other products they put in your accounts pay them on the back end to do so. One Day In July Vermont financial advisors do not have that incentive.
  • Our firm focuses almost exclusively on low cost index funds (we will make exceptions to this at client request or in special circumstances).
  • Excessive trading activity should not be considered a justification for high fees. In fact, the practice of "churning," or buying and selling primarily to generate commissions, is illegal and unethical.1 We charge low fees and don't claim that activity leads to value. We believe that, in investing, over time less activity tends to make you more money (and save you on fees). See our fee schedule here

It is common that a new client looking for a Vermont financial advisor will bring in statements, and we will see many high-fee mutual funds, annuities, and other instruments in their accounts that promise to benefit the financial industry more than the investor.

If you are looking for a Vermont financial advisor, we encourage you to contact us to set up a free consultation via phone or in person with one of our advisors. See our office locations here.

By using index funds and charging low fees, our financial advisors aim to improve investment management in Vermont and nationwide.

With the exception of 529s and certain workplace retirement plan accounts, investment accounts are held at Charles Schwab and Altruist. We will work with Schwab and/or Altruist to ensure your account transfers from other financial firms are as seamless as possible. Assets can often be transferred over into your Schwab and/or Altruist account in kind.

As Vermont financial advisors, we invite you to learn more about our services here.

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How We Are Different
Understanding Your Financial Statement
Articles by Dan Cunningham
Investing with Low Cost Index Funds
Pay Yourself First
Why Use a Fiduciary Financial Advisor?
Vermont Financial Planning
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Financial Planning
Investor Resources
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Financial Firm Comparison
The Investment Process
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Local Financial Advisor
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Frequently Asked Questions
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Fee Calculator
Types of Accounts We Manage
Options for Self-Employed Retirement Plans
Saving Strategies
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Investing for Retirement: 401k and More
Vermont Wealth Management
How to Rollover a 401k to an IRA
Investing in Bennington, VT
Vermont Financial Advisors
Investing in Albany, NY
Investing in Saratoga Springs, NY
New Hampshire Financial Advisors
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Taxes on Investments
How Financial Firms Bill
Low Investment Fees
Retirement Financial Planning
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investment Management
Investment Risk vs. Investment Return
Who Supports Index Funds?
Investing Concepts
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio

Vergennes, VT Financial Advisors

206 Main Street, Suite 20

Vergennes, VT 05491

(802) 777-9768

Wayne, PA Financial Advisors

851 Duportail Rd, 2nd Floor

Chesterbrook, PA 19087

(610) 673-0074

Burlington, VT Financial Advisors

77 College Street, Suite 3A

Burlington, VT 05401

(802) 503-8280

Middlebury, VT Financial Advisors

79 Court Street, Suite 1

Middlebury, VT 05753

(802) 829-6954

Hanover, NH Financial Advisors

26 South Main Street, Suite 4

Hanover, NH 03755

(802) 341-0188

Rutland, VT Financial Advisors

734 E US Route 4, Suite 7

Rutland, VT 05701

(802) 829-6954

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