One Day In July provides retirement planning for people in and around Waterbury, Vermont, from our office in nearby Montpelier — about 20 minutes away. As fiduciaries on all accounts, we help you plan how to draw from 401(k)s, IRAs, and brokerage accounts in a way that fits your goals and your life in Waterbury.
Key Takeaways
Served by our Montpelier office, about 20 minutes from Waterbury — in-person and virtual meetings both available.
Fiduciaries on all accounts, for all clients, all of the time.
Tax-aware planning across 401(k), IRA, and brokerage accounts as you approach retirement.
Local familiarity with Waterbury-area retirement goals — from Blush Hill to the Waterbury Reservoir to nearby ski country.
Is there a financial advisor near Waterbury, Vermont?
Yes. One Day In July serves Waterbury from our Montpelier office, about 20 minutes away, with both in-person and virtual meeting options. Working with a local advisor familiar with the priorities of people in Waterbury and nearby areas can help you build a retirement plan that fits your life, not a generic template.
What should I consider when withdrawing from retirement accounts?
There are tax consequences and distribution requirements to be mindful of when withdrawing from 401(k)s, IRAs, and brokerages. It can also help to simplify your portfolio as you approach retirement — for example, rolling old employer 401(k)s into an IRA, which can open up a wider range of investment options than many workplace plans offer. That decision should be considered case by case; it isn't always the most prudent choice depending on your specific circumstances.1
How does the local community around Waterbury shape a retirement plan?
Retirement plans look different depending on what your life in Waterbury looks like — whether that means downsizing into a condo near Blush Hill, tending a garden, keeping a boat on the Waterbury Reservoir, or spending uncrowded weekdays at Stowe, Sugarbush, or Mad River Glen. The way you plan varies based on where you live and what you want your future to look like.
Frequently Asked Questions
Does One Day In July have an office in Waterbury, VT?
Are your advisors fiduciaries?
What should I consider before drawing down my retirement accounts?
How much does retirement planning cost?
Set up a consultation today to see how a fee-only, fiduciary approach could fit your goals.
