An open letter to investment advisors, from our founder Dan Cunningham:

In the twilight of your life, you will, at some point, look in the mirror in reflection. It will be a time of quiet self-analysis - the years of "doing" will be long over. You will have to answer only to yourself: did you do what was right? Did you listen to that graduation speaker from years ago, exhorting you to do meaningful work? Or did you take the commonly travelled road in finance, obscuring commissions, selling high priced products, ignoring index funds, and trying to self-justify it using the cloak of personal relationships?

If these types of questions are on your mind, we want to talk to you.

Self-reflective advisors in the financial industry increasingly ask themselves why their firms often are charging clients high amounts, and then steering a good portion of this harvest to headquarters. It's not only clients who are being harmed: many good advisors see their firms, riddled with conflicts of interest, draining their enthusiasm.

We have three advantages over many existing firms: we have a low-overhead business model, our execution is fast and efficient, and we operate on a thin profit margin. This results in favorable revenue splits for you.

We are looking for advisors, generally with existing practices, across the United States. We'll consider starting advisors in certain situations.

There are three things you need to bring to the table: an unwavering belief in low-cost indexing, an excellent attitude regarding regulatory compliance, and a desire to be your own boss, running your own office.

I can be reached at dan@onedayinjuly.com or (802) 503-8280.

I look forward to a conversation,



- Dan Cunningham


"Finis origine pendet."

DIFFERENTIATORS
GETTING STARTED
MATERIALS
How We Are Different
Understanding Your Financial Statement
Investing with Low Cost Index Funds
Pay Yourself First
Articles by Dan Cunningham
Vermont Financial Planning
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Financial Firm Comparison
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One Day In July in the Media
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Investment Advice for 2025
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Manage an ESOP Distribution
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
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How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Workplace Retirement Accounts
Vermont Wealth Management
How to Rollover a 401k to an IRA
Investing in Bennington, VT
Vermont Financial Advisors
Investing in Albany, NY
Investing in Saratoga Springs, NY
New Hampshire Financial Advisors
INVESTING THOUGHTS
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
Inflation
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Taxes on Investments
How Financial Firms Bill
Low Investment Fees
Retirement Planning
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investing
Investment Risk vs. Investment Return
Who Supports Index Funds?
Investing Concepts
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio
Donor-Advised Fund vs. Private Foundation
Saving Strategies
Thrift Savings Plans (TSPs)

Vergennes, VT Financial Advisors

206 Main Street, Suite 20

Vergennes, VT 05491

(802) 777-9768

Burlington, VT Financial Advisors

77 College Street, Suite 3A

Burlington, VT 05401

(802) 503-8280

Hanover, NH Financial Advisors

26 South Main Street, Suite 4

Hanover, NH 03755

(802) 341-0188

Rutland, VT Financial Advisors

734 E US Route 4, Suite 7

Rutland, VT 05701

(802) 829-6954

Middlebury, VT Financial Advisors

48 Main Street

Middlebury, VT 05753

(802) 829-6954

Montpelier, VT Financial Advisors

27 State Street, 2nd Floor

Montpelier, VT 05602

(802) 503-8280

Northampton, MA Financial Advisors

6 Crafts Ave

Northampton, MA

(802) 503-8280


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