Pennsylvania Financial Planning

One Day In July Financial Planning Services

Our Methodology for Financial Planning

At One Day In July, our general financial planning services aim to help clients better understand their unique financial situation and goals. We work with you to create a customized plan that focuses on budgeting, saving, and investing in a way that maximizes your potential wealth in the long run while minimizing short-term worry. Our financial planning service can include evaluating your financial resources, identifying your financial milestones, and dialing in your risk tolerance. We also review and consider other factors such as cash flow needs, asset sales, major purchases, college planning, retirement planning, charitable giving planning, and the tax consequences of financial decisions. In some cases, we may refer complex financial planning cases to third-party financial planners.¹

Behavioral Finance and Our Financial Planning Approach

At One Day In July, we believe that financial planning is not simply a product to be sold. Instead, it's about working to instill good habits and behaviors, automating savings, and helping you gain control of your unique relationship with money. Our team of fee-only fiduciary financial advisors based in Pennsylvania are dedicated to building a trusting relationship with you and educating you about the value of good money behaviors. Through this process, we aim to help you improve your financial well-being and empower you to hand down good financial behaviors to future generations.

The Range of Our Financial Planning Advice

One Day In July does not offer trust or estate planning, complex insurance analysis, or accounting services. However, we can refer you to other professionals who provide these services and help implement their recommendations (where applicable). Our general financial planning advice is offered through our fee-only fiduciary financial advisory service and there is no extra charge for the service.

You can learn more about out fee-only approach here.

The One Day In July office in Wayne, PA provides investment management services as fee-only fiduciary financial advisors to the greater Philadelphia area, the Main Line, and surrounding communities including Villanova, Radnor, St. Davids, Wayne, Strafford, Chesterbrook, Devon, Berwyn, Paoli, Malvern, King of Prussia, Valley Forge, Havertown, and more.

Contact us today to set up a free consultation. We can meet in person if you're in the area or set up a phone call or Zoom meeting if you prefer.

1. When One Day In July (“ODIJ”) refers clients to third-party financial planners or other professionals, ODIJ does not receive any compensation for these referrals. ODIJ recommends that its clients regularly consult with their tax advisors prior to and throughout their engagement of ODIJ with respect to both financial planning strategies and investment of their assets.