Environmental Investing

At One Day In July, we focus sustainable investing on the environment, recognizing the urgency of climate change and the tangible nature of the metrics available. We work to cut through the frenzied noise surrounding this growing field, while sticking to our basic principles: simplicity, low fees and personalized attention.

(802) 503-8280 • welcome@onedayinjuly.com

Core Environmental Portfolio


Definition

The Core Environmental Portfolio is the main component for all investors in our environmental strategies. It is a broadly diversified portfolio that provides access to a wide variety of investments across economic sectors, company types and geographies. It generally represents 90-100% of a client's total allocation.

Approach

The Core Environmental Portfolio is constructed using an approach known as "negative screening".

We begin with the full universe of available exchange-traded funds and screen out funds that are either too expensive or too small to fit our criteria.

From there, we evaluate the remaining fund options based on their exposure to our primary environmental metrics, Carbon Intensity and Fossil Fuel Reserves. We screen out funds that compare unfavorably to peer funds and to the overall stock market on either of those metrics.

Finally, from the surviving group of funds, we select a subset that strikes a balance between three factors: investment criteria, environmental criteria, and cost.

In seeking that balance, we evaluate potential trade-offs among those factors. For example, at any given time, it would likely be possible to adjust the portfolio to achieve a modest further reduction in carbon intensity. However, if doing so causes the portfolio to take on additional investment risk (e.g. through a large concentration in a particular industry) or increases costs materially, the adjustment may not be worthwhile. Likewise, it would be possible to realize a small further reduction in cost, but this may come at the expense of noticeable deterioration in our environmental metrics.

Because there is not a static answer to the optimal trade-off, we continuously evaluate all three criteria and look for ways to incrementally improve in one area without making sacrifices in the other two.

Bottom Line

The Core Environmental Portfolio is designed to provide our clients with a strong investment foundation at a low cost while substantially limiting exposure to industries and companies that own fossil fuel reserves or are heavy carbon emitters.


Get Started Today.

Please enter a first name.
Please enter a last name.
Please enter an email address.
Please enter a ZIP code.
1000 characters remaining
Please enter a message.

DIFFERENTIATORS
GETTING STARTED
MATERIALS
How Are We Different
Understanding Your Financial Statement
Articles on Investing
Investing with Low Cost Index Funds
Pay Yourself First
Why Use a Fiduciary Financial Advisor?
Financial Planning
Quarterly Booklets
Simple, Low Investment Fees
Investor Resources
Investment Tools
Financial Firm Comparison
The Investment Process
One Day In July in the Media
Local Financial Advisor
How to Switch Financial Advisors
Frequently Asked Questions
Book Recommendations
Types of Investors
One Day In July Careers
Prospect Booklet
Square Mailers
Fee Calculator
SERVICES
Types of Accounts We Manage
Options for Self-Employed Retirement Plans
Saving Strategies
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Investing for Retirement: 401k and More
Vermont Wealth Management
How to Rollover a 401k to an IRA
Environmental Investing: How it Differs from ESG
Vermont Financial Advisors
How to Invest for College Savings
INVESTING THOUGHTS
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
Inflation
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Aim for Average
How Financial Firms Bill
Low Investment Fees
Understanding Fixed Income: Interest Rate Risk
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investment Management
Investment Risk vs. Investment Return
Who Supports Index Funds?
Articles by Dan Cunningham
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio

Saratoga Springs, NY Financial Advisor

73 Henry Street

Saratoga Springs, NY 12866

(802) 735-8772

Vergennes, VT Financial Advisor

206 Main Street #20

Vergennes, VT 05491

(802) 777-9768

Wayne, PA Financial Advisor

851 Duportail Rd 2nd Floor

Chesterbrook, PA 19087

(610) 673-0074

Burlington, VT Financial Advisor

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Rochester, VT Financial Advisor

Available for meetings in Rochester, VT and surrounding areas.

(802) 829-6954

Bennington, VT Financial Advisor

Available for meetings in Bennington, VT and surrounding areas.

(802) 735-8772

Hanover, NH Financial Advisor

26 South Main Street #4

Hanover, NH 03755

(802) 341-0188


v 2.4.39 | © One Day In July LLC. All Rights Reserved.