Environmental Investing

At One Day In July, we focus sustainable investing on the environment, recognizing the urgency of climate change and the tangible nature of the metrics available. We work to cut through the frenzied noise surrounding this growing field, while sticking to our basic principles: simplicity, low fees and personalized attention.

(800) 373-2040 • welcome@onedayinjuly.com

Paris Climate Agreement

The Paris Agreement represents the most ambitious and comprehensive policy effort to tackle climate change to date, setting aggressive emissions and reduction goals for the 21st century.

Carbon Intensity

A way of measuring the amount (in tons) of CO2 emissions within the context of economic activity.

Fossil Fuel Reserves

Fossil fuels are non-renewable energy sources formed over hundreds of millions of years as prehistoric plants and animals decayed under layers of sand, clay and rock.

ESG Investing

In the three years ending December 31, 2021, assets invested in sustainable funds in the United States more than tripled.1

1. Morningstar.com

Oil Formation

As we burn oil and natural gas today, breaking the bonds that hold these hydrocarbons together, we unleash energy bestowed by the sun in prehistoric times.

History of Oil

It has only been about 160 years since drills struck rock oil for the first time in the U.S., and just over a century since oil became our dominant source of power.

Greenhouse Effect

The greater the concentration of greenhouse gases in the atmosphere, the more heat is trapped and the warmer the planet becomes.

Sea Level Rise

Since 1880, global sea levels have risen by an estimated 8-9 inches. At least as concerning, however, is the recent acceleration in the rate of sea level rise.

Ocean Acidification

Ocean acidification refers to an increase in the level of acidity in the world's ocean water. As of mid-2020, the level of global ocean acidity was approximately 8.1.

Task Force on Climate-Related Financial Disclosures

TCFD was created to help address the growing financial risk presented by climate change.

U.S. Sustainable Development Goals

The United Nations Sustainable Development Goals (SDGs) were adopted by U.N. member states in 2015 as part of the U.N.'s 2030 Agenda for Sustainable Development.

How Are We Different
Understanding Your Financial Statement
Articles on Investing
Investing with Low Cost Index Funds
Pay Yourself First
Why Use a Fiduciary Financial Advisor?
Financial Planning
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Simple, Low Investment Fees
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Financial Firm Comparison
The Investment Process
One Day In July in the Media
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Frequently Asked Questions
Book Recommendations
Types of Investors
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Types of Accounts We Manage
Options for Self-Employed Retirement Plans
Saving Strategies
What to do When Receiving a Pension
Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Investing for Retirement: 401k and More
Vermont Wealth Management
How to Rollover a 401k to an IRA
Environmental Investing: How it Differs from ESG
Vermont Financial Advisors
How to Invest for College Savings
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Aim for Average
How Finacial Firms Bill
Low Investment Fees
Understanding Fixed Income: Interest Rate Risk
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investment Management
Investment Risk vs. Investment Return
Who Supports Index Funds?
Articles by Dan Cunningham
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio

Shelburne, VT Financial Advisor

Frank Koster

145 Pine Haven Shores Road, Suite 2212

Shelburne, VT 05482

(802) 777-9768

Wayne, PA Financial Advisor

Peter Egolf | Adam Roof

851 Duportail Rd 2nd Floor

Chesterbrook, PA 19087

(610) 673-0074

Burlington, VT Financial Advisor

Hans Smith | Katie Bensel

Nancy Westbrook | Peter Egolf

Adam Roof

77 College Street #3A

Burlington, VT 05401

(802) 503-8280

Rochester, VT Financial Advisor

Carrie McDonnell

Available for meetings in Rochester, VT and surrounding area.

(802) 767-7665

Bennington, VT Financial Advisor

Michael van Eyck

Available for meetings in Bennington, VT and surrounding area.

(802) 735-8772

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