What Financial Firms are Always Fiduciaries?

Being registered only as a Registered Investment Advisor means that the firm's financial professionals are always required to follow the Fiduciary Standard. This is not the case when they are dually registered as a Broker-Dealer and an Investment Advisor. A dually registered financial professional may act in different capacities on different accounts (or at different times) for the same client. They may be a Registered Investment Advisor Representative on one and a Broker Dealer Agent on another.


Firm Always Follows Fiduciary Standard Registered Investment Advisor Registered Broker-Dealer
One Day In July
x
Edward Jones
x
Vanguard
x
Fisher Investments
x
Morgan Stanley
x
Merrill
x
Citigroup
x
Raymond James
x


"Edward Jones" is a registered trademark of Edward Jones Investments, "Fisher Investments" is a registered trademark of Fisher Asset Management LLC, "Morgan Stanley" is a registered trademark of Morgan Stanley, "Vanguard" is a registered trademark of The Vanguard Group Inc, "Merrill ," a wholly owned subsidiary of and a registered trademark of Bank of America Corporation, and "Citigroup" is a registered trademark of Citigroup Inc. "Raymond James®" is a registered trademark of Raymond James Financial, Inc.

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DIFFERENTIATORS
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Investment Tax Strategy: Tax Loss Harvesting
Vermont Investment Management
How to Invest an Inheritance
Investment Tax Strategy: Tax Lot Optimization
Vermont Retirement Planning
How to Make the Best 401k Selections
Investing for Retirement: 401k and More
Vermont Wealth Management
How to Rollover a 401k to an IRA
Environmental Investing: How it Differs from ESG
Vermont Financial Advisors
How to Invest for College Savings
INVESTING THOUGHTS
Should I Try to Time the Stock Market?
Mutual Funds vs. ETFs
Inflation
The Cycle of Investor Emotion
Countering Arguments Against Index Funds
Annuities - Why We Don't Sell Them
Aim for Average
How Financial Firms Bill
Low Investment Fees
Understanding Fixed Income: Interest Rate Risk
Investing in a Bear Market
Investing in Gold
Is Your Investment Advisor Worth One Percent?
Active vs. Passive Investment Management
Investment Risk vs. Investment Return
Who Supports Index Funds?
Articles by Dan Cunningham
Does Stock Picking Work?
The Growth and Importance of Female Investors
Behavioral Economics
The Forward P/E Ratio

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(802) 735-8772

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