We offer the lowest cost 401k /403b retirement solution in the nation. We cut out brokers, eliminate kickbacks, and remove layers of hidden fees. But we do a lot more: we work individually with every employee, helping them maximize their savings and investments.
We are an extremely low-fee financial advisor. We work with businesses and non-profits to implement low-cost index fund-based retirement plans. Then we follow up and individually help employees and executives follow a sound investment model.
Low Fees. The high fees in current 401k / 403b plans eat up 70% of employees' retirement savings. We remove or drastically reduce fees at many levels.
Index Funds. We select well-constructed, low-fee, highly traded index funds for your plan. We include enough to give employees a wide array of options.
Advice. We offer conflict-of-interest free advice to all employees and executives, often in person. We are licensed investment advisors.
Clarity. 80% of employees feel like they have no direction in current 401k & 403b plans. We help them start and stay in a long-term model.
Tax Savings. For both execs and employees, these plans offer tremendous tax benefits. We convert and help organizations set up new plans.
Liability. Businesses are legally liable for their plans, and plaintiffs attorneys have started winning lawsuits due to high-fee plans. We reduce this risk.
Easy Transition. We'll handle the entire conversion or setup process for you. We don't want this to be "another task on your plate."
We Focus. We are 100% focused on making sure employees save and invest well. We don't sell other products like insurance or health benefits.
Stability.Our plan partner has over 100,000 employees on its platform. All funds are held in accounts at an S&P 400 banking corporation.
Research. $164 Million in 401k fees paid every day by Americans. Only 1/3 of Americans save in a retirement plan. Only 10% maximize their savings.