Investing an Inheritance: 2022 Inheritance Rules

By Financial Advisor Peter Egolf | February 25, 2023

How to Invest an Inheritance: The suitable option for claiming and investing inherited assets depends on three primary factors:
1) The original account type. 2) Your relationship to the deceased. 3) Taxation.

Taxes on Investments

By Financial Advisor Peter Egolf | October 9, 2020

Investments generate taxes in three core areas: within investment funds, during investment transactions, and through the type of investment account.

Saving Strategies

By Financial Advisor Peter Egolf | February 23, 2022

How do you actually reach your savings and financial goals?

Avoiding Inertia: Four Investment Complexities

By Financial Advisor Peter Egolf | January 22, 2021

The financial industry has a knack for creating inertia through complexity. Inertia transfers wealth from the average investor to Wall Street.

Rally Racing, Potholes, and Investing

By Financial Advisor Peter Egolf | January 11, 2021

While almost anyone can get into a car and drive, not everyone can do it well. The same principles apply to investing.

401k Hidden Fees: What Every Employee Should Know

By Financial Advisor Peter Egolf | April 29, 2021

401k plans have been a captive source for the financial industry to extract fees from American workers.

401K Hidden Fees: What Every Business Owner Should Know

By Financial Advisor Peter Egolf | April 29, 2021

Employers often fail to genuinely understand the design and costs of their 401k plans. Employers want to offer the best retirement options for their employees but can fall short in executing this plan.

Investing like the Galapagos

By Financial Advisor Peter Egolf | May 26, 2021

Prospective clients often come in with engrained ideas related to their finances that are not universally true.

Evolution and Investing

By Financial Advisor Peter Egolf | May 26, 2021

What percentage of the world's wildlife has gone extinct over time? Which animals have gone extinct, and why? The same questions can be posited in the context of investing.

Restricted Stock Awards

By Financial Advisor Peter Egolf | June 3, 2021

A Restricted Stock Award (RSA) grants an employee shares of company stock, vesting at a future date.

Psychology of the Financial Industry

By Financial Advisor Peter Egolf | June 9, 2021

Sunk cost refers to an unrecoverable expenditure. The expenditure is most often time, money, effort, or emotion.

Aim for Average

By Financial Advisor Peter Egolf | June 9, 2021

Too frequently, investors aim for above-average returns (e.g., active investing or stock picking) and end up with sub-par returns, missing out on the average market return.